How Peanut Butter Sandwiches Put Me One Step Closer to Being a Millionaire

After a long and busy morning at work, I had a peanut butter sandwich to look forward to for lunch.  It was made fresh in the morning by yours truly using whole wheat bread (to be as healthy as possible) and super chunky peanut butter.  Along with a piece of fruit (usually an applor or a peach) and a container of yogurt, this has been my menu for the past week.

Believe it or not, I actually like the simplicity of a peanut butter sandwich.  Eaten along with an apple, the flavor combination is astounding.

I used to go out for lunch every day.  A cheeseburger, fries, and drink combo ranged from $4.99 to $8.99 depending on where I went.  Even if I didn't get a burger and went for a burrito or pizza instead, I still paid around that amount.  This daily habit cost $100 to $180 a month.  This changed when I read The Millionaire Next Door by Thomas J. Stanley and William D. Danko. 

The fact that most of the millionaires in the United States are not people with six figure incomes changed the way I thought about money.  These people lived frugal lifestyles, saved wherever possible, and invested as much as they could.

These millionaires didn't live luxurious lifestyles with mansions, fancy cars, or expensive jewelry; they were content with what they had because that's all they needed.  To them, it was more satisfying to privide their families everything they needed than to have a glamorous house and car to show off.

John "Jack" Bogle, founder of The Vanguard Group, is an icon in the investment world that lives a frugal lifestyle.  When he was CEO of Vanguard (he relinquished his role to John Brennan in 1996), he was known for packing a peanut butter sandwich for lunch.  It fascinates me that someone with that much wealth is that frugal, so my lunch was inspired by him.

As I ate my peanut butter sandwich, I imagined all the money I was saving.  It felt good to think about extra money going into my family's savings account, my son's college fund, and paying off my student loans.  These sandwiches are my daily reminder to be content with what I have and spend money where it really counts.


  1. I feel the same way! I love simple meals too and yes... eating out all the time costs a fortune! It's amazong how much money you "make" when you decide to just stop buying so much stuff lol.

    1. I totally agree. I've been amazed at how much money I've saved so far. Soon I'll be able to kiss my studen loans goodbye. LOL


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